Did you know that the standard (HO3) Homeowners Insurance policy excludes repeated, continuous seeps or leaks if occurring for a period of 14 days or more? This means if you have a slow, often times hidden leak or seepage in your home, it must be reported to your insurance company within this 14-day window. If not, this means you will most likely be paying out of pocket for these costly repairs.
These slow, undetected water leaks are one of the most denied claims in the home insurance industry. We often see hidden water lines (fridge/ice maker, dishwasher, washing machine, sink fittings under cabinets) slowly leak and cause major damage. Adding this coverage option would help cover losses from these types of slow leaks.