At Yakima Valley Insurance we have many home insurance options. We work with several A-Rated Home Insurance Companies which allows us to shop for the best price and the best coverage for each customer’s unique situation.
Yakima Valley Insurance Property Options:
Home Insurance – For Homeowners who need Home and Property Protection.
Condo Insurance – For Condo Owners who need Home &/or Property Protection.
Renters Insurance – For Renters who need Personal Property Protection.
Landlord Insurance – For Landlords who need Home &/or Furnishing Protection.
Mobile Home Insurance – For Mobile Homeowners who need Home and Property Protection.
Manufactured Home Insurance – For Manufactured Homeowners who need Home and Property Protection.
Vacant Home Insurance – Protection for Homes while unoccupied for greater than 30 days.
Builders Risk Insurance – Protection for Homes during the Course of Construction.
Fire Insurance – Dwelling coverage for protection due to fire and listed perils.
Dwelling Coverage: This is the most important part of a homeowners policy, which includes coverage to help pay for repairs or to rebuild your home and other buildings on your property in case of a total loss.
Personal Property Coverage: This helps protect your belongings like your furniture, electronics, clothing, books, sporting goods and more. Your belongings are typically protected whether they’re at home or with you anywhere in the world!
If you’re home is uninhabitable after a covered loss, this coverage helps pay the cost of temporary housing and living expenses.
Most home insurance policies have coverage for things you may become legally liable for. Some common examples of family liability losses can be a dog bite, or if your horse gets loose and causes an auto accident. Personal Injury liability can help protect a homeowner from liable or slander lawsuits.
Most home insurance policies have coverage in case a guest is injured while on your property such as a slip and fall. Negligence is not typically required to trigger medical payments coverage.
Homeowners insurance protects one of life’s biggest investments. In case of the unexpected such as a house fire, roof damage from wind or water damage due to an ice dam, insurance for your home helps cover the cost to repair or rebuild. It also may cover other buildings on your property like a detached garage, fencing and landscaping. If the damage is extensive enough that your home is deemed uninhabitable, homeowners insurance also helps cover the costs of temporary housing and living expenses.
No. A standard homeowners policy does not generally cover damage caused by floods. These sources of damage require additional coverage or a separate policy. If you live in an area that is prone to flood, make sure to have a discussion with your local independent agent!
No. A standard homeowners policy does not generally cover damage caused by earthquake. Earthquake damage requires additional coverage or a separate policy. If you live in an area that is prone to earthquakes start a conversation with your local independent agent to make sure you’re properly covered.
Independent Articles on Home Insurance