Home Insurance Yakima Washington

At Yakima Valley Insurance we have many home insurance options. We work with several A-Rated Home Insurance Companies which allows us to shop for the best price and the best coverage for each customer’s unique situation.

  • Home Insurance Agent

    When looking for an insurance agent, the best place to start with is people you know. Ask friends and family for referrals to good local home insurance agents.  The search for a good insurance agent is similar to searching for a good financial adviser or doctor, however make sure you understand what a home insurance agent really is.  Home insurance is a more technical product that can get pretty complex based on your lifestyle, make sure you find a professional insurance adviser to work with so you don’t risk everything, just to save a few bucks.

A few considerations when searching for a home insurance agent

  1. How many companies do they have access to provide offers from?  If they can only offer one company, this means they are captive to that one auto insurance company.
    • If they have one insurance company name on their business card (American Family, Country, Farmers, StateFarm, etc. they are captive and are required to sell you that companies product even if it is not the best coverage for you.
    • This also means they are just a sales person, not an adviser for you.  Many times this is where people think they are saving money on auto insurance, but end up just buying less coverage.
  2. Are they required to provide a specific car insurance companies offer first like above?  Some home insurance companies require their agents to offer their product first even if it is not right for you. Even a handful of independent agents are free to issue business on the commercial side, but they have committed to being captive on the personal auto and home side with one company
  3. Is the agent trying to get to know you so they can match your needs with the coverage’s you are searching for
  4. Be aware of agents who simply want to give you the cheapest car insurance price.
  5. If the new car insurance is less expensive, ask them what is missing!  In our experience, most people end up just buying less because something was either missing that you already had or the insurance agent cut coverage

Yakima Valley Insurance Property Options:

  1. Home Insurance – For Homeowners who need Home and Property Protection.
  2. Condo Insurance – For Condo Owners who need Home &/or Property Protection.
  3. Renters Insurance – For Renters who need Personal Property Protection.
  4. Landlord Insurance – For Landlords who need Home &/or Furnishing Protection.
  5. Mobile Home Insurance – For Mobile Homeowners who need Home and Property Protection.
  6. Manufactured Home Insurance – For Manufactured Homeowners who need Home and Property Protection.
  7. Vacant Home Insurance – Protection for Homes while unoccupied for greater than 30 days.
  8. Builders Risk Insurance – Protection for Homes during the Course of Construction.
  9. Fire Insurance – Dwelling coverage for protection due to fire and listed perils.

Captive Insurance Companies

  • American Family
  • American National
  • Country Insurance
  • Farmers Insurance
  • State Farm Insurance

Captive Insurance Agents

  • Local Insurance Agents that work for the above companies are restricted by the company they work for.  While they may act like they are providing choices, they can only offer you the one product from the insurance company they work for.  While the car insurance seems like it may fit your needs, many times you can purchase a better product from a different company at the same or less money.

Home Insurance Broker

  • An home insurance broker is someone who does not have access to any one company but they can search the market for you.  With this type of insurance professional, they will not have any authority with the home insurance company you choose, so the service to you will be limited.

Independent insurance agents

  • The perfect balance of the two above, Independent Insurance Agents have authority with not one, but many different insurance companies.  They are not forced to sell you something that doesn’t work for you.  These guys and gals work hard to match your needs with affordable home insurance that fits your budget.

Home Insurance Companies

  • Allstate Insurance
  • American Modern Insurance Group
  • First American Insuance
  • Foremost Insurance
  • Hartford Insurance
  • Kemper Insurance
  • MetLife Insurance
  • Nationwide Insurance
  • Safeco Insurance
  • Travelers Insurance

Accidents can happen at any time. Having the right insurance can protect your home and everything in it, as well as keep your property covered from damages and accidents.

While standard Home Insurance can cover anything from fire and weather damage to injuries and theft, not all damages and accidents may be insured under a standard policy. That’s why it’s important to talk to an insurance specialist at Yakima Valley Insurance about specific coverage options that are applicable to your individual needs.

Don’t go another day without proper homeowners insurance. Keep your memories protected with the right policy from Yakima Valley Insurance.

Yakima Valley Insurance provides Home Insurance for residents near Yakima, Ellensburg, Sunnyside, Kennewick, Spokane and Walla Walla Washington.

Dwelling Coverage: This is the most important part of a homeowners policy, which includes coverage to help pay for repairs or to rebuild your home and other buildings on your property in case of a total loss.

Personal Property Coverage: This helps protect your belongings like your furniture, electronics, clothing, books, sporting goods and more. Your belongings are typically protected whether they’re at home or with you anywhere in the world!

If you’re home is uninhabitable after a covered loss, this coverage helps pay the cost of temporary housing and living expenses.

Most home insurance policies have coverage for things you may become legally liable for. Some common examples of family liability losses can be a dog bite, or if your horse gets loose and causes an auto accident. Personal Injury liability can help protect a homeowner from liable or slander lawsuits.

Most home insurance policies have coverage in case a guest is injured while on your property such as a slip and fall. Negligence is not typically required to trigger medical payments coverage.

Google Reviews

We’ve been working with Casey McKenny for years and he’s simply just wonderful! No matter the time or day he’s always willing to help via a call text or email. He’s always willing to help you find a good deal and really works hard for the customer. His family and staff are fantastic as well! We love working with them and will continue doing so!
UnicornHorn XD
UnicornHorn XD
19:16 29 Apr 19
Casey was incredibly helpful and very quick to respond to our needs for new insurance. We will definitely use him again.
Candy Spaet
Candy Spaet
22:50 02 Dec 18
Yakima Valley Insurance what can I say they rock! Everyone so nice and affordable rates- personal attention, free candy too.
OkTodd Shepard
OkTodd Shepard
21:04 08 Mar 19
Kasey is the man! Fast and great service. Will be returning whenever I need anything. Thanks again
ali awwad
ali awwad
22:48 08 Mar 19
Casey and his team goes out of their way to fully explain all of our coverage so my wife and I feel comfortable making the best decision for our family. Thanks Casey!!
James Krogman
James Krogman
18:23 05 Nov 18
Hands down the best! One stop shop. I literally now just make a call to Casey and tell him what I need to add: I know he is not only going to give me the best price, but also the best coverage and I don’t need to worry about anything. No need to even shop anywhere else 🙌🏽🙌🏽🙌🏽
Marcos Ramos
Marcos Ramos
01:34 16 Mar 19
Jose was very helpful and gave me the best prices I could find anywhere even with my past infraction history I am very pleased with his service and would recommend him anyrime
Ross Vibbert
Ross Vibbert
21:10 12 Apr 19
I needed to get a new insurance quickly so I messaged a few people I know...then my little brother Brandon Matthews says Casey McKinney with Yakima Valley Insurance duh! He’s the best! Messaged Casey and he got me a quote within minutes. I’m all set up with great insurance, I actually know what I’m paying for now as he explained it, and best part is it’s better insurance and cheaper than I have ever paid in my entire driving life.Highly recommend reaching out to Casey for your insurance needs. I bet you he can get you a better rate than what you’re paying now.
Christine Briskey
Christine Briskey
23:27 24 Jan 19
Yakima Valley Insurance what can I say they rock! Everyone so nice and affordable rates- personal attention, free candy too.
OkTodd Shepard
OkTodd Shepard
22:47 18 Jan 19
Casey McKinney was very helpful to work with. Not only that, he was on top of it all for me to have a quick and smooth insurance transition. I would highly recommend to others.
04:56 28 Dec 18
Stellar service from Casey Mc Kinney and the crew at Yakima Valley Insurance. I have both my car and home insured with them. Always prompt and friendly and they guide you through the best fit for your insurance needs. I highly recommend Yakima Valley Insurance.
Linda Pier
Linda Pier
18:27 07 May 19
I’ve been helped with very professional manner
Kris Wiaderny
Kris Wiaderny
00:37 26 Mar 19
Casey at Yakima Valley Insurance was very quick and thorough in giving me options for the best policy to fit my specific rental home insurance needs. He made the process painless- and when dealing with insurance, that is always appreciated!
15:03 19 Apr 19
They are very helpful and do a great job finding you the cheapest insurance possible. They are very knowledgeable and do a great job explaining any problems with changes to your insurance. Maira, Daisy, and Jose are always great to work with and are very helpful.
Tylor Moorehead
Tylor Moorehead
19:17 27 Mar 19
I have been a client of Casey's for over 5 years and whenever I have questions he is always quick to respond and able to give me answers to all my insurance needs. He has found the best deals for me with my Home and Auto insurance! Casey is an honest and genuine guy, give him a call!
Jenni McEwen
Jenni McEwen
18:10 15 May 19